In this episode we have Ken and Mary Okoroafor, founders of award winning companies “The Humble Penny” and “Financial Joy Academy”, they are financial coaches, best selling author of the book “Financial Joy, a 10-week plan to help you banish debt, grow your money and unlock financial freedom” and international speakers.
In this episode we discuss:
- The importance of winning back some of your freedom
- Unconventional activities Ken and Mary did to achieve financial freedom
- The importance of stewarding every part of your money
- A framework for pursuing financial freedom
- Is the financial situation in the UK as bad as it seems
- Whether you can still become financial free in the UK and much more
Connect with Ken and Mary:
https://thehumblepenny.com
https://www.youtube.com/thehumblepenny
Grab a copy of Ken and Mary’s book “Financial Joy” here:
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TIMESTAMPS
0:00 - Savvy Wallet Ad
0:18 - Preview
1:21 - Intro
1:55 - Meet Ken & Mary from The Humble Penny
5:37 - What most people don’t know about Ken and Mary
9:00 - Tide Ad
10:35 - Why we pursued financial freedom
17:29 - Anticipation is necessary to manage money
18:52 - What does financial freedom mean to The Humble Penny
22:32 - My workplace wanted to own all of my time
24:46 - How we achieved financial freedom?
27:08 - The POST framework
29:41 - From cleaner to Chief Financial Officer!
37:08 - Why 95% of people won’t achieve financial freedom
39:21 - You have to be obsessed to achieve financial freedom
45:58 - Every pound has a value!
49:59 - Impact of a successful marriage
53:28 - Practical tips for discussing money in a couple
58:04 - Is the financial situation in the UK as bad as it seems?
1:06:52 - Is financial freedom still possible in the UK?
1:09:02 - Becoming a Millionaire from investing
1:16:38 - You need to do unconventional things to achieve wealth
1:20:31 - Define what your financial joy is
1:22:25 - What inspired us to create our book Financial Joy
1:26:31 - Final words
Other episodes to watch:
EP. 157 - Finance Author: You Won't Build True Wealth If You’re Doing This! - Sahil Bloom
https://youtu.be/9RefuLcRXnk
EP. 156 - UK Mortgage Advisor: The Ultimate Guide To Getting A Mortgage In 2025! ft. Dan Knott
https://youtu.be/iIAbjri15pc
EP. 155 - Investing Expert: The Only 2 Investments You Need to Build Wealth & Get Rich! - Pensioncraft
https://youtu.be/FWu1OTlcSqI
EP. 154 - £1.3M Entrepreneur: The Raw Truth About Building a Multi-Million Business From Nothing! ft. Gbemi Okunlola
https://youtu.be/ubDVq7a8DZA
Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.