Let’s talk about what NOT to do with your money 😱 Continuing with our month of finance, I am going to break down some of the things I wish I knew when I was younger.
00:00 - Intro
00:21 - Mistake #1: not budgeting
04:33 - Mistake #2: looking at gross income instead of net income
05:20 - Mistake #3 - not looking at your student loans
07:10 - Mistake #4 - impulse spending
08:21 - Mistake #5 - you don’t need luxury items
09:23 - Mistake #6 - not using all your credit card benefits
10:58 - Mistake #7 - not investing sooner
12:45 - Mistake #8 - unhealthy spending habits
13:52 - Using cash back services
16:23 - Outro
MENTIONED ❤︎
❐ Free budgeting worksheets:
-https://www.nerdwallet.com/assets/blog/wp-content/uploads/2018/12/Budget+Worksheet.xlsx?trk=download
-https://www.smartsheet.com/complete-collection-monthly-budget-templates
❐ Credit Card Benefits Spreadsheet: https://docs.google.com/spreadsheets/d/1YTkzkQY7nUG_AR2KB3n_pUdZZ9o4iwQWgduxdCluJ9Q/edit?usp=sharing
❐ Amex Gold referral link: https://americanexpress.com/en-us/referral/MIKIRKcZc?XLINK=MYCP
❐ Capital One referral link: https://capital.one/3Onrdg7
❐ Rakuten referral link: https://www.rakuten.com/r/MIKI1R?eeid=45830
❐ How to invest as a beginner (and everything to do BEFORE that!): https://youtu.be/bEElvs_5byk
OUR SOCIALS ❤︎
➱ Instagram: https://www.instagram.com/mikirai/
➱ Kev's Insta: https://www.instagram.com/k3vmd/
➱ TikTok: mikiraiofficial + k3vmd
➱ Shop all my favorites: https://www.amazon.com/shop/mikirai
PODCAST ❤︎
☆ Instagram: https://instagram.com/scrubsandsoysauce
☆ TikTok: https://www.tiktok.com/@scrubsandsoysauce
☆ Spotify: https://bit.ly/sassonspotify
☆ Apple Podcasts: https://bit.ly/sassonapple
MUSIC ❤︎
❐ Epidemic sound