Do not make the mistake of signing up for Medicare at 65 years old if you don't need to. There are several reasons why you would want to delay Medicare so you can save money, keep your spouse covered, or continue HSA contributions. We go over when you should NOT take Medicare, when you should consider it, and when you should definitely take it.
Video for those with FEHB:
https://youtu.be/mK9Ik6Q269E
Check out our resources at https://TheRetirementNerds.com/
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⏰ TIME CODES ⏰
0:00 Lost in the maze
0:38 2 Ways to Delay
1:41 Careful HR
2:30 Small Company Exception
4:55 Do NOT take Medicare
5:58 Consider Medicare
10:16 When you SHOULD take Medicare
12:10 Part B Penalty
13:21 Part D Penalty
14:21 Secret Message
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Federal Disclaimer:
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.