Banks exist to keep you in debt, and so in misery, for as long as possible.

Banks are not your friend. They exist to exploit you, and they will whenever they can.

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ABOUT RICHARD MURPHY
Richard Murphy is Emeritus Professor of Accounting Practice at Sheffield University Management School. He is director of Tax Research LLP and the author of the Funding the Future blog. His best-known book is ‘The Joy of Tax’.

This video was edited by Thomas Murphy.

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