"👉 Schedule a 1-on-1 Consultation: https://houstonmcmiller.net/phone-consultation/ 👇🏽👇🏽👇🏽👇🏽👇🏽👇🏽👇🏽👇🏽👇🏽
Discover the funding solutions I recommend to my clients: https://houstonmcmiller.net/funding-solutions/
For people who need: 👉Personal Credit Funding, 👉Business Credit Funding, 👉Credit Builders,
Business Formation, 👉Investments, 👉Paystubs, 👉Credit Scores & Credit Reports, 👉Others
Find all about my work at: https://houstonmcmiller.net/
===============================================
Video Summary:
In this video, I will be discussing the business credit cards that I personally use to build up my business credit. These cards do not affect your personal credit score when maxed out, but they do pull your personal credit to assess your credit management. It is important to make payments on time to maintain a good relationship with the banks and continue to receive funding.
The first card I recommend is the City Costco card, as it offers a higher chance of approval when co-partnered with Costco membership. The average credit score needed for these cards is between 690 and 740. City may pull from different credit bureaus depending on your location.
Next, I discuss American Express and the importance of building a relationship with them. Once approved for an account, they won't do another hard pull on your credit for future applications. I suggest getting a Serve card or adding an Amex AU to start building that relationship.
Chase has a 524 rule, meaning you can only have five of their cards within 24 months. I recommend building a relationship with Amazon and then applying for the Amazon Chase card. Capital One Spark Cash is another card I recommend, as it no longer reports to personal credit unless payments are missed.
US Bank is great for its flexibility and automatic credit limit increases every six months. Wells Fargo offers business credit cards that don't report directly to Dun and Bradstreet but can still be picked up by them.
Lastly, I discuss Barclays and their JetBlue card, which doesn't report to personal or business credit. Building a relationship with these banks through business bank accounts and regular deposits can increase your chances of approval.
Overall, these cards are great for building business credit and obtaining funding for investments or other financial goals. It is important to maintain good relationships with the banks and make payments on time.
===============================================
Your Support Of This Channel Is Greatly Appreciated:
* Donate: https://houstonmcmiller.net/ppdonate
* Patreon: https://www.patreon.com/houstonmcmiller
Please Subscribe To Channel For More Video Tips- https://www.youtube.com/c/HoustonMcmillerOfficial/?sub_confirmation=1
What To Watch Next - Playlists:
https://www.youtube.com/@3WayFunding/playlists
Main Channel:
https://www.youtube.com/@3WayFunding/
===============================================
Social:
https://www.instagram.com/houstonmcmiller/
https://twitter.com/houstonmcmiller
https://www.facebook.com/Houstonwins
https://www.linkedin.com/in/houstonmcmiller
===============================================
DISCLAIMER:
The content of this YouTube channel is provided for informational purposes only and is not intended to constitute legal advice or financial advice. You should not rely upon any information contained on this YouTube channel for financial advice. Viewing this YouTube channel is not intended to and shall not create an client relationship between you and Houston Mcmiller or Business Credit America, Inc, or any of our associated websites. Messages or other forms of communication that you transmit to this YouTube channel will not create an client relationship and thus information contained in such communications may not be protected as privileged. Neither Houston Mcmiller nor Business Credit America, Inc, or any of our associated websites makes any representation, warranty, or guarantee about the accuracy of the information contained in this YouTube channel or in links to other YouTube channels or websites. This YouTube channel is provided ""as is,"" does not represent that any outcome or result from viewing of this channel. Your use viewing of this YouTube channel is at your own risk. You enjoy this YouTube channel and its contents only for personal, non-commercial purposes. Neither Houston Mcmiller, Business Credit America, Inc, or any of our associated websites, nor anyone acting on their behalf, will be liable under any circumstances for damages of any kind.
Houston Mcmiller, Business Credit America, Inc, or any of our associated websites, may be compensated for the links we share with the public audience.
*QUICK DISCLAIMER: I AM NOT A TAX EXPERT. I AM A RANDOM GUY ON YOUTUBE MAKING VIDEOS IN A SPARE BEDROOM. DON’T LISTEN TO ME. CONSULT A QUALIFIED PROFESSIONAL FOR ANY TAX ADVICE.*"