The Philippine real estate market is shifting, and condo owners and investors are facing a big decision—should you buy, sell, or hold your condo in 2025?
With an oversupply of condo units in Metro Manila (and other areas), declining rental prices, and increasing maintenance costs, knowing the right move can save or make you money.
In this episode, we run the actual numbers with Coach Efren Cruz, a financial planner with over 40 years of experience, to help you make a data-driven decision.
Whether you're a first-time condo buyer, a real estate investor, or a current unit owner, we break down:
Chapters
00:00 Introduction to Real Estate Investment Challenges
03:23 Analyzing the Buying Scenario
19:03 Exploring the Holding Scenario
30:19 Evaluating the Selling Scenario
38:04 Understanding Market Dynamics and Investment Strategies
Watch on Spotify!
🎧Spotify: https://bit.ly/peraandpurposepodcast
Watch the previous episode: https://youtu.be/RFDhF5-kavI
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Connect with Coach Efren: https://www.facebook.com/ask.a.friend.ask.Efren/
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LINKS
📅 Schedule Your Free Clarity Call: https://bit.ly/claritycallwithjay
📚Download My Free Resources: https://jayadriantolentino.com/resources
👂🏽Listen to Pera & Purpose Podcast: https://bit.ly/peraandpurposepodcast
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WHO AM I?
Jay Adrian Tolentino AKA “Kuya Jay” is a Financial Educator and Financial Coach based in Dubai, UAE.
He helps busy UAE expats gain clarity and control over their finances thru Financial Education and Coaching.
He gained his expertise after experiencing financial pitfalls such as getting scammed, buying unnecessary and expensive financial products, losing money due to improper investment strategies, and accumulating debt in his first year as an expat.
His passion for Financial Literacy has made him a trusted person on money matters. He has delivered talks to various organizations, companies, and universities.
In 2020, Jay was invited to speak at the Philippine Congress about a national issue that would impact the financial situations of Filipinos living abroad.
Today, he hosts the Pera & Purpose Podcast, which teaches people on how to use money as a tool to live a meaningful life.
🎓 CERTIFICATIONS:
➡️ Chartered Insurance Institute (CII) - Award in Financial Planning
➡️ Chartered Insurance Institute (CII) - Award in Investment Planning
➡️ Associate Financial Planner (AFP)
➡️ Registered Financial Planner (RFP)
➡️ National Financial Educators Council - Certified Financial Education Instructor℠
🌟 APPEARED IN:
➡️ The National
➡️ Gulf News
➡️ Dubai Eye 103.8
➡️ DXB Today
➡️ CNN
➡️ ABS-CBN
➡️ Tag 91.1
➡️ The Filipino Times
➡️ The Philippine Congress