buy now pay later is predatory (they promote overspending AND use this to sign-up new retailers)

buy now pay later is predatory Hey y'all in today's video we're talking about buy now pay later programs and why they're predatory. They facilitate overspending and promote this overspending as a selling point to onboard businesses. more info: https://www.consumerfinance.gov/data-research/research-reports/consumer-use-of-buy-now-pay-later-insights-from-the-cfpb-making-ends-meet-survey/ FREE bingo template: https://cutt.ly/4wxgGz89 FREE savings tracker: https://cutt.ly/lwxgGMeJ got a money mistake you'd like to share? https://forms.gle/WxNoJMpkTvnchiuMA Join this channel to get access to perks: https://www.youtube.com/channel/UCS_HwrmuMToo0nS7sQxknOA/join my etsy store RIPARI DESIGNS: https://go.magik.ly/ml/1igrq/ use code RIP15 for 15% off your order! interested in supporting the channel? you can do that here: https://www.buymeacoffee.com/shawnaripari S U B S C R I B E: For new videos 5x a week W A T C H N E X T: trying to convince you to not buy things for 30 mins // deinfluencing temu edition https://youtu.be/rvn_gUvjvUw WE CAN DO BETTER: how to declutter without getting caught in the buy and declutter cycle https://youtu.be/tsZw6L3sTlg does how much we buy ACTUALLY matter? the no new clothes challenge update #1 https://youtu.be/e5FepedauH4 declutter more to buy more: the buy and declutter cycle is out of control https://youtu.be/lqj9Y7C9PbA 10 things i refuse to buy https://youtu.be/RnRfa_eVPRI M U S I C Music by Starbloom - What Comes Next - https://thmatc.co/?l=41714479 #consciousconsumption #overconsumption #shoppingaddiction #shoppingaddict #overspending #afterpay