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Are you a smart spender or a stingy cheapskate? Rachel’s mom, Sharon—the OG budgeting queen—joins the show to give her two cents (but not a penny more). Sharon helps George and Rachel give advice to listeners who are wondering if their “frugal” habits have gone too far.
In this episode:
• Dear Sharon: an exclusive advice column segment featuring everyone’s favorite Ramsey family member
• The wildest things all three hosts (and others) have done to save a buck
• How to know if you’re being ridiculous about budgeting or being wise with your money
Helpful Resources:
• Start making memories. Go NOW and get Tapple at Walmart! https://www.walmart.com/ip/Tapple-Word-Game-by-USAopoly-Fast-Paced-Family-Board-Game-2-8-Players-Ages-8-and-up/401876125?athbdg=L1200&from=/search
• Booking a flight with Going is the best and simplest way to pay less and travel more. Sign up for free today at going.com/smartmoney.
• Do you have a Guilty as Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
• Pre-order George’s new book, Breaking Free From Broke, today! https://store.ramseysolutions.com/money/books/breaking-free-from-broke-by-george-kamel/?utm_source=youtube_george_kamel&utm_medium=social_organic&utm_campaign=BFFB-Show-Notes-SMHH&utm_term=ramsey_network_bu&utm_content=Ramsey%20Media%20-%20SMHH%20-%20BFFB%20-%20110123%20-%20Purchase
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This Week’s Happy Hour Special: Dirty Martini
Ingredients:
• 2 1/2 ounces vodka
• 1/2 ounce dry vermouth
• 1/2 ounce olive brine
• 3 olives for garnish
Instructions:
Fill a shaker with ice, then add the vodka, vermouth and olive brine. Shake until well chilled (about 15–20 seconds). Using a fine mesh strainer, double strain the liquid into a chilled cocktail glass. Garnish with a skewer of olives and enjoy!
Pull up a chair to the happy hour you wish your friends were having. Mix two money experts with some hot takes and a splash of nostalgia, and you get Rachel Cruze and George Kamel talking unfiltered about what’s going on in the world, pop culture, and how to afford a life you love.
Watch and subscribe to all The Ramsey Network shows here: https://www.youtube.com/c/TheRamseyShow/channels?view=49&shelf_id=5
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EveryDollar Premium Version Physical Gift Card: https://store.ramseysolutions.com/money/tools-and-apps/everydollar-premium-version-physical-gift-card/?utm_medium=product_shelf&utm_source=youtube
Breaking Free From Broke: https://store.ramseysolutions.com/money/books/breaking-free-from-broke-by-george-kamel/?utm_medium=product_shelf&utm_source=youtube
2025 Ramsey Goal Planner: https://store.ramseysolutions.com/personal-growth/books/ramsey-goal-planner/?utm_medium=product_shelf&utm_source=youtube
Know Yourself, Know Your Money Hardcover: https://store.ramseysolutions.com/money/books/know-yourself-know-your-money-by-rachel-cruze/?utm_source=youtube&utm_medium=product_shelf
Questions for Humans: Friends https://store.ramseysolutions.com/personal-growth/conversation-cards/questions-for-humans-friends/?utm_source=youtube&utm_medium=product_shelf
Questions for Humans: Couples: https://store.ramseysolutions.com/personal-growth/conversation-cards/questions-for-humans-couples/?utm_medium=product_shelf&utm_source=youtube
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Building a Non-Anxious Life: https://store.ramseysolutions.com/personal-growth/books/building-a-non-anxious-life-by-dr-john-delony/?utm_medium=product_shelf&utm_source=youtube
Financial Peace Kids: https://store.ramseysolutions.com/youth/children/financial-peace-kids/?utm_medium=product_shelf&utm_source=youtube