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In this video, I have shown how a small ₹299 transaction led to a shocking ₹22 lakh credit card bill—sounds unbelievable, right? With the rapid growth in credit card users and transactions, defaults are also rising, putting many people in financial trouble. I explain how such situations occur with the help of case study, why credit card bills can spiral out of control, and the hidden charges you need to be aware of. Many users ignore small charges, auto-debits, or interest accumulation, leading to massive debts. I'll also discuss why it's crucial to check your credit card statements regularly and the steps to resolve credit card issues before they become a financial burden. Don't let small mistakes ruin your credit score—watch till the end to protect yourself
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00:00 Introduction
03:27 Growth of Credit Card Users
07:00 Case Study 1
11:36 Case Study 2
13:57 Another example of knowing your rights
14:49 Rights to know about our credit cards
15:38 Other Important Points