Financial Realities You Learn As An Adult

💵 Start your free budget today. Download the EveryDollar app! https://ter.li/iom78b

In this episode, Rachel and George explore the realities of adulting. Spoiler alert: It’s not all fun and games, especially when it comes to those sneaky, money-related expenses. But, before you get too down, stick around because they’re sharing a special tip to instantly make adulthood less depressing!

Next Steps

📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

🎥 Go to our video on Did You Get “The (Money) Talk” as a Kid? https://youtu.be/Q0icm7ynTzY?si=3KO9F0OozHQKSZRl

🗞️ Read George’s article, “Why Do I Owe Taxes This Year? 6 Common Reasons,” here: https://www.ramseysolutions.com/taxes/why-do-i-owe-taxes-this-year

💛 Pick up a copy of Rachel’s new children’s book, I’m Glad for Where I Am, here: https://ter.li/fs5wf7

🛳️ Book your cabin! Join Dave and the Ramsey Personalities for a luxurious celebration of financial freedom aboard the Live Like No One Else Cruise: https://ter.li/o6rb22

👩🏽💻 Are you protected with the right insurance? Find out with our online Coverage Checkup: https://Ramseysolutions.com/checkup

🚑 Get covered! Find a RamseyTrusted insurance pro at Zander Insurance: https://ter.li/yo0tnh

🖋️ Create your legally binding will using our online will-maker, powered by Mama Bear Legal Forms: https://ter.li/l6ndsh

Offers From Today’s Sponsors

This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to www.joindeleteme.com/smartmoney.

Today’s Happy Hour Special

🍋🟩 Reddish Rita
Recipe courtesy of our Smart Money Happy Hour mixologist
1 ounce of reposado tequila
1 ounce of blanco tequila
3-4 ounces of orange liqueur
1 ounce of lime juice
1/2 ounce of agave nectar

Instructions: In a cocktail shaker, combine reposado tequila, blanco tequila, orange liqueur, lime juice and agave nectar. Add ice and shake vigorously until well chilled. Strain the mixture into a salt-rimmed glass and enjoy!

Listen to More From Ramsey Network

💡 The Rachel Cruze Show ⮕ https://ter.li/zn5yjl
💰 George Kamel ⮕ https://ter.li/jxpkwe
🎙️ The Ramsey Show ⮕ https://ter.li/dhaofd
💸 The Ramsey Show Highlights ⮕ https://ter.li/ls738t
🧠 The Dr. John Delony Show ⮕ https://ter.li/jy41yb
🪑 Front Row Seat with Ken Coleman ⮕ https://ter.li/u5ow3z
📈 EntreLeadership ⮕ https://ter.li/nmira1

Ramsey Solutions Privacy Policy
https://www.ramseysolutions.com/company/policies/privacy-policy -

Products:
EveryDollar Premium Version Physical Gift Card: https://store.ramseysolutions.com/money/tools-and-apps/everydollar-premium-version-physical-gift-card/?utm_medium=product_shelf&utm_source=youtube
Breaking Free From Broke: https://store.ramseysolutions.com/money/books/breaking-free-from-broke-by-george-kamel/?utm_medium=product_shelf&utm_source=youtube
2025 Ramsey Goal Planner: https://store.ramseysolutions.com/personal-growth/books/ramsey-goal-planner/?utm_medium=product_shelf&utm_source=youtube
Know Yourself, Know Your Money Hardcover: https://store.ramseysolutions.com/money/books/know-yourself-know-your-money-by-rachel-cruze/?utm_source=youtube&utm_medium=product_shelf
Questions for Humans: Friends https://store.ramseysolutions.com/personal-growth/conversation-cards/questions-for-humans-friends/?utm_source=youtube&utm_medium=product_shelf
Questions for Humans: Couples: https://store.ramseysolutions.com/personal-growth/conversation-cards/questions-for-humans-couples/?utm_medium=product_shelf&utm_source=youtube
The Total Money Makeover – Updated and Expanded Edition: https://store.ramseysolutions.com/money/books/the-total-money-makeover-by-dave-ramsey/?utm_medium=product_shelf&utm_source=youtube
Baby Steps Millionaires: https://store.ramseysolutions.com/money/books/baby-steps-millionaires/?utm_medium=product_shelf&utm_source=youtube
Get Clear Career Assessment: Find the Work You’re Wired to Do: https://store.ramseysolutions.com/business-and-career/books/get-clear-career-assessment-by-ken-coleman/?utm_medium=product_shelf&utm_source=youtube
Building a Non-Anxious Life: https://store.ramseysolutions.com/personal-growth/books/building-a-non-anxious-life-by-dr-john-delony/?utm_medium=product_shelf&utm_source=youtube
Financial Peace Kids: https://store.ramseysolutions.com/youth/children/financial-peace-kids/?utm_medium=product_shelf&utm_source=youtube