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Pure's Senior Financial Advisor, Bill Hodapp, CFP®, CPA, AIF®, offers guidance on organizing your finances. He covers managing debt, avoiding missed deadlines, and reviewing your investment strategy so you can gain actionable insight to improve your overall financial health and planning.
00:00 Intro
00:18 Personal Finance Goals
2:32 Creating a Budget
4:48 Review and Manage Debt
5:40 Taxes and Tax Diversification
12:52 Q&A
If your investments are performing well but could pay off your home mortgage with some of those funds. What would you recommend?
13:52 Portfolio Revamp
15:17 Are you Maxing the Match?
19:15 Investing Basics
27:56 Q&A
My wife will be inheriting a traditional IRA annuity from her father, can that be moved to a Roth IRA easily?
Can you explain the different types of bonds? What’re the best bonds?
Are you concerned that Social Security might change the age we receive it?
32:50 Focus on what you can control
43:53 Establishing an Estate Plan
35:42 Q&A
I’ll be receiving a cash inheritance hoping to pass this to my children in the future, where do I put this?
I have governmental Roth 457(b) from a former employer but thinking about rolling it to a Roth IRA. Does this idea make sense?
What do you think about digital financial advisers?
Pure Financial Advisors, LLC is a fee-only Registered Investment Advisor providing comprehensive retirement planning services and tax-optimized investment management to thousands of people across the nation.
IMPORTANT DISCLOSURES:
• Investment Advisory and Financial Planning Services are offered through Pure Financial Advisors, LLC, a Registered Investment Advisor.
• Pure Financial Advisors LLC does not offer tax or legal advice. Consult with your tax advisor or attorney regarding specific situations.
• Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance.
• Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values.
• All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. As rules and regulations change, content may become outdated.
• Intended for educational purposes only and are not intended as individualized advice or a guarantee that you will achieve a desired result. Before implementing any strategies discussed you should consult your tax and financial advisors.
CFP® - The CERTIFIED FINANCIAL PLANNER® certification is by the Certified Financial Planner Board of Standards, Inc. To attain the right to use the CFP® Certification, an individual must satisfactorily fulfill education, experience and ethics requirements as well as pass a comprehensive exam. Thirty hours of continuing education is required every two years to maintain the certification.
CPA – Certified Public Accountant is a license set by the American Institute of Certified Public Accountants and administered by the National Association of State Boards of Accountancy. Eligibility to sit for the Uniform CPA Exam is determined by individual State Boards of Accountancy. Typically, the requirement is a U.S. bachelor’s degree which includes a minimum number of qualifying credit hours in accounting and business administration with an additional one-year study. All CPA candidates must pass the Uniform CPA Examination to qualify for a CPA certificate and license (i.e., permit to practice) to practice public accounting. CPAs are required to take continuing education courses to renew their license, and most states require CPAs to complete an ethics course during every renewal period.
AIF® - Accredited Investment Fiduciary designation is administered by the Center for Fiduciary Studies fi360. To receive the AIF Designation, an individual must meet prerequisite criteria, complete a training program, and pass a comprehensive examination. Six hours of continuing education is required annually to maintain the designation.