The US government is currently stopping over 1,000,000 defaulted mortgages from going to foreclosure under the FHA mortgage program. The result is another Subprime Housing Bubble, one that could cause huge declines in home prices around the US if it's allowed to burst.
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The WSJ just broke a story uncovering how the Biden administration continued to offer mortgage relief to defaulted homeowners well after the pandemic was over. Right now there are over 300,000 seriously delinquent mortgages being blocked from foreclosure by these regulations in 2025.
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