Visit my partner https://www.mintmobile.com/DebtOverIt to get premium wireless starting at $15/mo. SEE TERMS AND CONDITIONS BELOW.
Upfront payment of $300 for 12-month plan (equiv. to $25/mo.) req'd. New customer offer for first 12 months only; then full-price plan options available. Taxes & fees extra.
Unlimited customers using over 40GB/mo. will experience lower speeds. Videos stream at ~480p. See https://www.mintmobile.com/DebtOverIt for more details.
Free Spreadsheets: https://subscribepage.io/VILOw8
How to Create an Annual Budget: https://youtu.be/zE9V6RxyPAo
My Bf and I talk Finances: https://youtu.be/M1fou8mqREo
My 2025 Money Goals: https://youtu.be/G2iMauhjpwQ
Financial Coaching: https://debtoverit.com/coaching/
First Friday Finance Newsletter: https://www.subscribepage.io/tFb6gt
Non-Fiction Book Club: https://subscribepage.io/erDITv
Debt-Free Blueprint Course: https://debtoverit.thinkific.com/courses/debt-free-blueprint
ETSY SHOP: https://personalfiwithleila.etsy.com
Money Blog: https://www.DebtOverIt.com
💵 Support me: https://www.buymeacoffee.com/leilak
💰 Venmo: @DebtOverIt
00:00 Intro
01:48 My income
06:33 Revenue and expense tracker
09:17 How I manage variability
13:09 My budgeting system
16:34 Annual tracker - spending
17:45 How I track my daily spending
18:53 My accounts + How often I login
26:03 How I keep track of credit card balances
27:01 Debt
29:30 How I save and invest
29:36 My ef
31:08 My sinking funds
32:45 My 401(k)
34:06 My Roth IRA
35:06 My Brokerage
36:12 My net worth
42:33 Outro + What I'm working on
________________________________________________________________________
*ACCOUNT BONUSES*
💻 Marcus by Goldman Sachs HYS Account: https://www.marcus.com/share/LEI-VSR-SXB6
Earn .25% cash bonus over 3 months
💳 Chase Checking ($200 bonus): https://accounts.chase.com/raf/share/2575036820
💳 Capital One 360 Checking: https://capital.one/3RUX1a8
Open an account, set up and receive direct deposit and earn $50
💳 CapitalOne VentureX: https://capital.one/3Wwtjuy
75,000 bonus miles after spending $4,000 in first 3 months
Unlimited 2X miles
💳 Discover: https://refer.discover.com/s/LEILA79
Earn $100 after making a purchase in your first 3 months
💳 Upgrade Checking
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Earn $200 after making direct deposits totaling $1K in first 45 days
💳 Upgrade Card
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Earn $200 after spending $500 and making 3 on-time payments
💳 Chase Freedom Flex: https://www.referyourchasecard.com/18J/ZH2FTV0IGF
Earn $200 after spending $500 in first 3 months
5% cash back on gas and groceries for 1 year
No annual fee
💳 Chase Sapphire:
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60,000 bonus points after spending $4K in first 3 months
💳 CapitalOne Venture One: https://capital.one/2J8kqHJ
20,000 miles after spending $500 in first 3 months
1.25 miles per $1 spent
No annual fee
*SAVE MONEY*
📱 Switch to Mint mobile for as little as $15/month: https://mintmobile.com/debtoverit
*MAKE MONEY*
🌟Rakuten (earn $20): https://www.rakuten.com/r/LEILA426?eeid=28187
🌟BeFrugal: https://www.befrugal.com/rs/FHQMQKM/
🌟IBotta: https://ibotta.com/r/85zng
🌟Fetch app: Use my code EJH9Y for 2,000 points
🌟Upside (gas): LEILA95286
*SIDE HUSTLE RESOURCES*
🪧 Create custom stickers ($10 store credit): https://www.stickermule.com/unlock?ref_id=9961412701&utm_medium=link&utm_source=invite
💻 Start your own website: https://www.siteground.com/recommended?referrer_id=7614416
Get 3 months free + 75% off your first year
🧾 Learn how to sell digital products on Etsy: https://leila711--gold-city-ventures.thrivecart.com/etsy-printables/
💻 Create a Course! Teachable Launch Accelerator Challenge: https://teachable.sjv.io/c/2709068/1593958/12646
____________________________________________________________________
MY LIFESTYLE CHANNEL: https://www.youtube.com/livinglikeleila
GOAL ACHIEVEMENT COURSE: https://livinglikeleila.teachable.com/p/goal-achievement-by-shifting-your-identity-and-creating-effective-systems
SELF-DISCIPLINE COURSE: https://livinglikeleila.teachable.com/p/the-complete-guide-to-self-discipline/
CHECK OUT MY BLOG:
https://www.livinglikeleila.com
I N S T A G R A M : https://www.instagram.com/livinglikeleila
Camera I use (Canon EOS M50): https://amzn.to/2KpcE9k
Microphone I use: https://amzn.to/2KI43zU
Handheld Mics: https://amzn.to/3NYWTa3
Business inquiries: [email protected]
*The links above may be affiliate links. This just means that if you make a purchase through one of the links, I make a small commission at no extra cost to you. I appreciate the support!
DISCLAIMER: I am not an expert or a financial advisor. I simply love talking about finances and want to share my journey to financial freedom and help others along the way!