How “Regular” People Can Achieve FIRE (Early Retirement) by 45

Baselane: Automate your real estate finances with banking and AI-powered bookkeeping. Claim your $100 bonus!: http://baselane.com/bp Get Your Tickets to BPCon2025 and Use Code “MINDY50” for a Discount! https://get.biggerpockets.com/conference/ Join BiggerPockets for FREE 👇 https://www.biggerpockets.com/signup?utm_source=owned_media Grab the Personal Finance Classic, “Rich Dad Poor Dad”: https://store.biggerpockets.com/products/rich-dad-poor-dad?utm_source=youtube&utm_medium=description&utm_campaign=none Sign Up for the BiggerPockets Money Newsletter: https://www.biggerpockets.com/email-subscribe?utm_source=youtube&utm_medium=description&utm_campaign=none Find an Investor-Friendly Agent in Your Area: http://biggerpockets.com/agentmatch Meet Other Investors on the BiggerPockets Forums: https://www.biggerpockets.com/forums?utm_source=owned_media Mad Fientist: How to Access Retirement Funds Early: https://www.madfientist.com/how-to-access-retirement-funds-early/ Connect with Paul: https://www.biggerpockets.com/users/pauln223?utm_source=youtube&utm_medium=description&utm_campaign=none Connect with Mindy: https://www.biggerpockets.com/users/mindyjensen?utm_source=youtube&utm_medium=description&utm_campaign=none “Regular” people can hit FIRE (financial independence, retire early), EVEN in their 40s! Paul and his wife are doing just that, already on track to hit FIRE by 45 years old, only a few years after finding the FIRE movement. Their secret: repeatable, steady, and stable passive income investments that allow them to keep a high savings rate and invest more (and faster) than before! What are the “regular” investments Paul and his wife are using to retire twenty years before the traditional timeline? How did Paul reach this point after starting with a 400 credit score and struggling to get a basic credit card? Paul proves that anyone (no matter their financial situation) can turn their personal finances around, achieve FIRE, and even avoid the middle-class trap along the way! Want to retire early in just 10 years, like Paul? This is exactly how the average American can do it! 00:00 "Regular" Path to FIRE! 01:54 Starting with HORRIBLE Credit 06:25 Salary and Finding FIRE Movement 08:33 Dividend Investing 12:34 WAY More Passive Income 19:28 Pay Off Mortgages? 22:30 Paul's FIRE Timeline 24:52 The "Boring" Middle 27:54 Finding FIRE Community 30:25 This is CRUCIAL for FIRE 32:11 You’re Wrong About Your Job 36:23 Connect with Paul!