Disability insurance attorneys Gregory Dell, Cesar Gavidia and Alex Palamara have collectively handled thousands of long term disability insurance buyouts and settlements. Disability settlement or buyouts can happen in either a disputed or uncontested disability claim. Most settlements take place in disputed claims, which are those claims in which the disability company does not want to pay benefits.
There are a few disability companies that will offer a lump-sum settlement on uncontested claims if you have been on claim for at least two years. We discuss how disability companies determine the amount of a disability settlement, reasons to accept or reject a settlement, and lastly we provide general information about how we negotiate disability buyouts on uncontested claims. Contact any of our disability lawyers for a free consultation and review of your disability claim. Subscribe to our channel as we release new disability tip videos every week.
00:47 – When is the most common time when a disability insurance company makes a settlement offer on a long term disability insurance claim
01:25 – If they don't think I am disabled why are they offering me money?
03:49 – Why would I settle and how will I know when to settle?
05:48 – How much is my case worth? What should I expect?
09:04 – Present value calculation of your settlement
11:55 – Our negotiations with the insurance companies start at present value
14:13 – Lump sum buyout offers that occur in an undisputed claim
17:05 – We negotiate the buyout settlement offer for you
19:13 – Why some people lean towards buyouts?
23:12 – If your doctor does not support your disability after a few years, it might be a good time for a buyout
For an immediate free consultation with one of our nationwide disability insurance lawyers please 📞 call 800-698-9161 or 💻 email https://www.diattorney.com/contact/?referrer=yt. We do not charge any fees or costs unless we are able to recover benefits. No office visit is necessary.