https://thehumblepenny.com/checkmyfile - Use 'CHECK MY FILE' to get your FREE multi-agency credit score and report. Here are our 10 Strategies for How To Improve Credit Score UK and turn Bad Credit To GOOD CREDIT Fast For A Perfect 999 Credit Score. Grab Our FREE CREDIT SCORE CHECKLIST To Increase Your Score here – https://thehumblepenny.com/CreditScoreChecklist 😊♥
★TIME STAMPS★
WHY IMPROVE CREDIT SCORE?
I) 5:55 – You Get Low Interest Rates
2) 7:07 – You Can Get A Higher Credit Limit
3) 7:30 – You Get Access To More Offers
HOW TO IMPROVE CREDIT SCORE UK
1) 9:22 - Get Your Credit Score and Report and Check For Errors
2) 12:03 – Pay Your Bills On Time Without Fail To Avoid Delinquent & Default Payments.
3) 13:30 – Keep Your Credit Balances Low (Maximum 25% of Your Credit Limit) & Pay Off Credit Balances Regularly.
4) 14:29 – Consider Closing Unused Accounts & Keep Older Ones That Demonstrate A Good History.
5) 15:18 – Limit The Number Of Credit Applications You Make (Max 1 Every 3 Months).
6) 16:02 – Register On The Electoral Register (For Your Current Address)
7) 17:28 – Check For Late Payments (Last 6 – 12 months) To Query and Rectify
8) 19:12 – Focus On Borrowing ONLY What You Need So You’re Not Seen As Over Reliant On Debt
9) 20:08 – Keep An Eye Out For Fraudsters Who Can Damage Your Credit. Get An Alert Service Or Add Password To Credit Report.
10) 21:45 – Keep Things Naturally Diverse i.e. Don’t Have Too Much Of One Type Of Debt.
BONUS 11) 22:57 – Relationships Matter. If Your Partner Has Bad Credit and You’re Connected To Them, You’ll Likely Suffer Too.
★★ WHAT TO WATCH NEXT ★★
How WE PAID OFF Our Mortgage In 7 Years UK - https://youtu.be/0_aWbccuZiw
10 DEBT FREE TIPS - https://youtu.be/IIpLkPlE_hU
Pay Off Mortgage vs Invest? https://youtu.be/80b5SFnZgoM
★★ SUBSCRIBE TO CHANNEL HERE ★★
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★★ LINKS MENTIONED IN THE VIDEO ★★
FREE CREDIT SCORE CHECKLIST ( 9:00 ) – https://thehumblepenny.com/CreditScoreChecklist
FREE CHECK MY FILE CREDIT SCORE - https://thehumblepenny.com/checkmyfile
★ EQUIPMENT USED ★★
Canon EOS M50 Camera - https://amzn.to/2zcz1K0
Canon 5D Mark II Camera - https://amzn.to/2xRF1XD
Canon EF 24 - 70mm F2.8L Lens - https://amzn.to/2lFwdRQ
Canon EF 50mm F1.4L Lens - https://amzn.to/2lF6Sr9
Manfrotto Tripod - https://amzn.to/2YC3Sto
Apple iMac 2019 - https://amzn.to/2lEXNyz
Rode Microphone - https://amzn.to/2lFs0O2
Abeststudio Lights - https://amzn.to/35Wjj3J
★★ ABOUT US ★★
We became Financially Independent aged 34 and our story has been featured on the BBC, Mail Online, Channel 5, Metro, etc.
We share content to inspire and teach others how to achieve Financial Independence and Freedom too 😊
MARY:
I'm married to Ken and we have two boys aged 6 and 4. I'm a Londoner, born in Hackney! :)
Day to day, I run the operations of The Humble Penny as a creative - doing everything from marketing to video editing. I studied Multi-media design and technology at Uni.
When I'm not creating, I love vegan food, travelling, working out and doing some outdoor fun things with my husband and kids :)
KEN:
I'm a husband, dad, and a First-Generation Immigrant to the UK. I started life poor in the UK and I've spent the last 20 years on a steep journey of Personal Development.
CFO by day with over 12 years experience in the investment business. I'm also a Chartered Accountant and hold an MBA from Cambridge University.
To explore my creativity, I'm a blogger and YouTuber by night. I create from my experiences as a family man and entrepreneur.
I have a passion for all things Financial Education, Business and Personal Development. I also love Photography, Music, Travel, and Sport.
★★ WANNA CONNECT? ★★
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★★ OUR ONLINE SCHOOL ★★
Visit our online school at Financial Joy Academy for Video Courses:
https://www.financialjoyacademy.com/
★★ About this video ★★
Best, Mary and Ken Okoroafor
NOTE: For FULL Transparency, some links above may be Affiliate Links. We do NOT offer Financial Advice. Always do your own personal research.
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