#SequenceOfReturns, #FinancialPlanning, #RetirementStrategy, #InvestmentRisks, #WealthManagement,
We dive into the concept of sequence of returns and how the timing of returns can significantly impact retirement savings and investment strategies.
We show an example of how the sequence of returns works and how an investment in a principal protection program can extend the ”life” of your portfolio.
Chapters:
0:00 Why the sequence of returns is important in retirement
1:24 Two results from the same average returns, but opposite sequences of returns
5:08 One potential solution to minimize the risk
5:50 Principal protection at work in 2008, 2015, 2018, and 2022
6:19 Principal protection program as an alternative source of money
11:05 Results at the age of 85
12:06 Basic assumptions for the plan
13:23 Disclosures
Curtis Hill, Certified Financial Planner
Irina Hill, CPA, MBA, Registered Investment Advisor, Realtor
Serenity Wealth Management
Cell: (310) 467-2277 / (213) 509-8245
Email: Irina@SerenityWealthManagement.com
Website: www.SerenityWealthManagement.com