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“I thought she was going to die, so we spent all our money. Now we’re broke”

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Ramit Sethi of I Will Teach You To Be Rich talks to Asha and Matt who are in their mid 30s. They bring a totally unique situation to the show today. A few years ago, Asha needed a second open-heart surgery—and an emergency appendectomy. She was told she might have three years left, so they spent like it. The issue? She made a full recovery. Reading Classes: On Culture and Classism In America by Barbara Jensen https://www.amazon.com/gp/product/0801477794/ The Power of the Past by Jessi Streib https://www.amazon.com/Power-Past-Understanding-Cross-Class-Marriages/dp/0199364435 — 🚨 GET RAMIT SETHI’S WEEKLY MONEY NEWSLETTER * I share news ways to think about money every Saturday. Get the emails here: https://iwt.com/podcastnewsletter-yt 🙌 GET HELP FROM RAMIT SETHI * Take control of your money with the Conscious Spending Plan: https://iwt.com/csp-youtube * Optimize your credit cards with the 1st chapter of my book: https://iwt.com/chapter1-youtube * Join my Money Coaching program for monthly help: https://iwt.com/moneycoaching-youtube 🤳 CONNECT WITH RAMIT SETHI * Instagram: https://www.instagram.com/ramit/ * X: https://twitter.com/ramit * LinkedIn: https://www.linkedin.com/in/ramitsethi/ ✅ SUBSCRIBE SO YOU DON’T MISS ANY EPISODES https://youtube.com/user/ramitsethi/featured/ — Can’t-miss moments 00:00:00 — 1: Opening 00:01:42 — 2: They find out Asha needs open heart surgery 2 months into dating 00:05:04 — 3: The moment they realized their spending was a problem 00:16:06 — 4: Matt's amazing story: from living in a trailer to working for NATO in Europe 00:21:27 — 5: The shocking way Matt's family treated money 00:27:36 — 6: Asha describes her drastically different upbringing 00:31:18 — 7: Matt describes how nervous he was to meet Asha's family 00:35:42 — 8: The moment Matt wins over Asha's family 00:38:06 — 9: Why they need to fix their money issues now 00:46:52 — 10: Ramit breaks down their numbers 00:49:48 — 11: Ramit is blown away by how they decided on their house 00:52:39 — 12: Finally! Someone admits they don't need a truck 00:57:54 — 13: They're paying more for their credit card debt than their mortgage? 01:02:33 — 14: Matt has a major realization 01:10:28 — 15: Matt and Asha make a plan to pay off their credit card debt 01:22:10 — 16: Where are they now: Matt and Asha's follow-up — If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here: https://forms.gle/pjYMaLeThJM3z9uN6 Produced by Crate Media.

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