Federal employees have experienced the increase in premiums for the John Hancock FLTCIP, and this is just the beginning. LTC is becoming a bigger risk every year. In this video, Thiago and Ben discuss how feds should think about LTC, the costs affiliated, and how to protect themselves.
0:00 Intro
0:40 Question from feds
1:10 What is considered at LTC
3:08 How to afford this expense
5:15 The current state of the industry
8:30 What are the costs should you expect
15:16 What age should you consider LTC insurance
18:19 What are some ways to address LTC risk
24:00 How hybrid policies are helping
26:30 Paying for LTC yourself with self-insuring
32:08 Ben Green
Ben Green's contact: [email protected]
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HOW TO INVEST YOUR TSP WHEN YOU HAVE A PENSION: https://youtu.be/CBDjRYs4nfY
WHEN TO AVOID THE ROTH: https://youtu.be/APJQM3qAQsU
THE RIGHT WAY TO USE YOUR TSP: https://youtu.be/XQrgshRqD2k
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