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【25年3月/給料振分けルーティン】🔰初めてのキャッシュレス No.【社宅▶光熱費天引き】外部音声有

トン子 5,304 lượt xem 5 days ago
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#Payday routine#Household finances#40s#Single#Temporary employee#Company housing#Net pay 180,000 yen#No bonus#nisa #iDeCo#Former spendthrift#Retirement funds

Hello, this is Tonko✋
Thank you for watching(*´ω`*)

In March, I was busy with changing jobs and moving house(;´・ω・)
In April, I'll start afresh and do my best in a new prefecture

00:08 Greetings
00:31 Reset work
03:52 Announcement of remaining balance - Processing remaining balance
03:48 Salary disclosure and allocation announcement
05:52 Allocation of savings expenses
08:53 Allocation of savings②
13:17 Allocation of living expenses
16:34 Summary

▶45-year-old single /Female
▶Temporary worker/No bonus/Net salary 180,000/Annual salary 2.8 million
▶Company housing▶Rent free
▶Utility bills deducted

Once again, Happy New Year
This year I will continue to upload videos at my own pace,
so I hope you will be patient with me (*'ω'*)

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2024.11
I made my cashless debut 🔰(*´ω`*)

2024.6.6
I started using Twitter 🔰
I'm going to start sticking receipts on my posts when I go shopping

X (Twitter)
 https://x.com/tonko_54

I would be happy if you could follow me when you have time ( *´ω`*)

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◀Self-introduction▶

Hello, nice to meet you.

My name is Tonko🙇

After carefully looking at my pension newsletter, I realized that I would not be able to live a minimum standard of living if I continued like this.

It may seem a little late, but

I will take the pension issue and the 20 million yen problem in retirement seriously

I will work hard to save money so that I can live a slightly safer and more secure life💪

First of all, I need to do something about my savings😱

Below

[↓↓Tonko's specs↓↓]

46 years old, single

Planning to live alone for the rest of my life.

What I am doing.
New NISA (440,000 yen per year)
iDeCo (236,000 yen per year)
Fixed savings (20,000 yen per month = 240,000 yen per year)

#New NISA #ideco

#40s #Single person #Single #Middle-aged

#Company housing #Free rent #Non-regular employment

#Net income 180,000 yen #No bonus

#Household finances #Former spendthrift #Household accounting book

#Half cash #Cash #Payday routine

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