Mediclaim લેતાં પહેલાં અને પછી આટલું રાખજો ધ્યાનમાં, પૈસા અને સમય બચશે | Ek Vaat Kau
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In this video Goonj Thakkar discusses the importance of health insurance with the Insurance Expert Mr. Deepak Dhabalia. It emphasizes the rising cost of healthcare and the need for financial protection against medical emergencies. The video also provides guidance on choosing the right health insurance policy.
Key points include
Why Health Insurance is Necessary: The video highlights the increasing prevalence of lifestyle diseases, rising medical inflation, and the potential impact of medical expenses on savings.
Best Age to Buy: It is recommended to purchase health insurance as early as possible, ideally from the first birthday.
Mistakes to Avoid: The video lists common mistakes when buying health insurance, such as not understanding sublimits, co-payments, waiting periods, and exclusions.
Factors to Consider: It advises policyholders to consider factors like room rent limits, restoration benefits, network hospitals, and the availability of lifelong renewal.
Coverage Amount: The video suggests that the coverage amount should be based on factors like income and family size.
Floater Policies: It explains the concept of floater policies that cover multiple family members under a single sum insured.
No Claim Bonus: The video discusses the benefits of the No Claim Bonus, which rewards policyholders for not making claims.
Conditions to Know: It lists important conditions to understand before buying health insurance, such as coverage for alternative therapies, organ donor expenses, and annual health check-ups.
Importance of an Advisor: The video emphasizes the role of a good health insurance advisor in helping with claims and choosing the right policy.
Overall, the video provides a comprehensive overview of health insurance in India, with a focus on helping individuals make informed decisions about their coverage.
#FinancialFreedom #Healthinsurance #mediclaim #DeepakDhabalia #moneymystery #VTVGujarati #EKVAatKau
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