Poverty is a problem that has plagued our world for centuries, yet it is also a problem that remains largely unsolved. Microcredit, a strategy that has emerged in recent decades, offers an innovative solution to this problem. This talk explores the origins of microcredit, its successes as well as the challenges it has faced and its future potential to help millions break the generational cycle of poverty. Tia is a Year 13 student studying Maths, Further Maths, Economics and Computer Science at A-Level. She was first introduced to microcredit when she spoke to women in her local village market in India who were recipients of microloans and had used these to lift themselves out of poverty. Since then, she developed a deep interest in modern economic tools that can help combat global issues like poverty and wealth inequality. This talk was given at a TEDx event using the TED conference format but independently organized by a local community. Learn more at https://www.ted.com/tedx