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Mortgage Lending Discrimination – Nuts and Bolts of a Successful Discrimination Claim

Fair Housing Center of Metropolitan Detroit 332 lượt xem 2 years ago
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This webinar provides practical guidance for investigating and documenting a complaint of residential mortgage lending discrimination. The training focuses on the key laws, legal theories of liability, and documents needed to establish lending discrimination.

Download our PowerPoint: https://go.thryv.com/v/dztvz2jost6uiwh8/files/0zfjcy5ahw7u6lbl/download

00:00 Intro
4:57 Part 1 - Overview of the lending process; Racial Disparities in Lending; Fair Housing Act & Other Fair Lending Laws; and Intake of HUD 903 Complaint in a Lending Case

50:34 Part 2 - Legal Theories and Proof Elements in Lending Discrimination Cases; and Case Examples

1:17:10 Part 3 - Drafting a Data Request; Reviewing Documents and HMDA Report/Loan Application Register (LAR); and Identifying Comparable Loan Files

1:48:30 Part 4 - Key Lending Documents; Conducting Statistical Analysis of Lender’s HMDA Data/LAR; and Analyzing Comparable Loan Files

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