My Wife left with her Boyfriend, leaving me with $20,000 in debt. Then, my 10-year-old son said,

MY WIFE LEFT ME WITH HER $20K CAR INSURANCE LOAN, $35K STUDENT LOAN DEBT, MAXED OUT MY CREDIT CARDS. AND WENT AWAY WITH HER NEW BOYFRIEND. SHE LEFT A NOTE ON THE COFFEE TABLE: “I’M STARTING AFRESH WITH SOMEONE I LOVE” IT SAYS. THEN, MY 10-YEAR-OLD SON REASSURED ME, SAYING, 'IT'S OKAY DAD, I TOOK CARE OF IT!' TWO DAYS LATER, SHE CALLED ME IN A PANIC. WHAT HAPPENED NEXT...?