Mark in Bloomberg Wealth talking mortgage rates:
https://www.bloomberg.com/news/newsletters/2024-11-07/how-to-invest-after-trump-win-and-federal-reserve-rate-cut
Summary
In this conversation, Mark Struthers discusses the current state of mortgage rates, their relationship with treasury rates, and the impact of political events on the economy. He emphasizes the importance of understanding inflation and fixed-income strategies for retirement planning, especially in the context of rising interest rates. Struthers provides insights into how these factors affect first-time home buyers and the overall housing market while also offering advice on navigating the financial landscape for a secure retirement.
Takeaways
-Mortgage rates have increased due to concerns about debt and deficits.
-Political events can significantly impact mortgage and treasury rates.
-First-time home buyers face challenges with rising rates and home prices.
-Understanding the relationship between short-term and long-term rates is crucial.
-Inflation is expected to moderate, affecting future interest rates.
-Locking in higher rates now can benefit retirement planning.
-Fixed income strategies are essential for matching assets to liabilities.
-The bond market anticipates future economic conditions, influencing rates.
-Recessions are inevitable, but planning can mitigate risks.
-Higher yields on bonds can provide a real return above inflation.
Sound Bites
"Happy Thanksgiving, everyone."
"Rates might be higher for longer."
"Inflation is probably coming down."
Chapters
00:00 Understanding Bond Markets and Interest Rates
08:06 The Impact of Economic Policies on Housing
11:19 Navigating Mortgage Rates and Home Buying Challenges
14:05 Retirement Planning in a Changing Economic Landscape
17:18 The Future of Inflation and Investment Strategies
21:10 Outro.mp4
Curious about working with Mark:
https://www.videoask.com/fd9svtp2l
www.SonaWealthAdvisors.com
Disclosure
Investment advisory services are offered through Sona Financial LLC (DBA Sona Wealth Advisors, Sona Wealth, Sona Wealth Management), an investment adviser registered in the state of MN. Sona Financial only offers investment advisory services where it is appropriately registered or exempt from registration and only after clients have entered into an investment advisory agreement confirming the terms of engagement and have been provided a copy of the firm’s ADV Part 2A brochure and document.
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