Download the 2025 Tax Planning Guide: https://purefinancial.com/white-papers/tax-planning-guide/?utm_source=youtube.com&utm_medium=webinar&utm_campaign=Pure-20250303
Schedule a free assessment with any one of our experienced financial professionals: http://bit.ly/PureAssessment
Office locations: https://bit.ly/PureLocations
Ask your personal finance questions: https://bit.ly/AskPure
Subscribe to our channel: http://bit.ly/PureFinancialYouTube
Pure's Senior Financial Advisor, David Cook, CFP®, AIF®, provides insight into key risks of retirement and how to manage them.
00:00 Intro
1:26 Why is Risk Management so Important?
3:35 Types of Risk Management
20:20 Risk Management Strategies
24:25 Asset Allocation
26:44 Diversification
28:09 Tax Diversification
35:37 Risk Management Process
36:07 Retirement Risk Zone: What is it?
38:22 Bonds and stocks
44:04 Health insurance
44:41 Parts of Medicare
47:42 Medicaid
49:44 Life Insurance
51:01 Staying Healthy
52:36 Q&A
Given all the fires we’ve seen in CA, how do we manage natural disaster risks for my home?
Does Roth Conversion need to be done when you’re working or retired?
For sequence of returns risk, do you recommend a bond tent leading into retirement?
Difference between bonds in relation to ETFs and fixed index annuities
IMPORTANT DISCLOSURES:
• Investment Advisory and Financial Planning Services are offered through Pure Financial Advisors, LLC, a Registered Investment Advisor.
• Pure Financial Advisors LLC does not offer tax or legal advice. Consult with your tax advisor or attorney regarding specific situations.
• Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance.
• Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values.
• All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. As rules and regulations change, content may become outdated.
• Intended for educational purposes only and are not intended as individualized advice or a guarantee that you will achieve a desired result. Before implementing any strategies discussed you should consult your tax and financial advisors.
CFP® - The CERTIFIED FINANCIAL PLANNER® certification is by the CFP Board of Standards, Inc. To attain the right to use the CFP® mark, an individual must satisfactorily fulfill education, experience and ethics requirements as well as pass a comprehensive exam. 30 hours of continuing education is required every 2 years to maintain the certification.
AIF® - Accredited Investment Fiduciary designation is administered by the Center for Fiduciary Studies fi360. To receive the AIF Designation, an individual must meet prerequisite criteria, complete a training program, and pass a comprehensive examination. Six hours of continuing education is required annually to maintain the designation.