“We have $4,600 in credit card debt but we spend $600/month on GrubHub”

Ramit Sethi of I Will Teach You To Be Rich talks to Jennifer and Andrew who are in their 30s with 2 kids. They have been married for 11 years, but they speak different languages when it comes to money, deeply stuck in scripts from contrasting family backgrounds. Can they learn to come together in joy for the sake of their family? — 🚨 GET RAMIT SETHI’S WEEKLY MONEY NEWSLETTER * I share news ways to think about money every Saturday. Get the emails here: https://iwt.com/podcastnewsletter-yt 🙌 GET HELP FROM RAMIT SETHI * Take control of your money with the Conscious Spending Plan: https://iwt.com/csp-youtube * Optimize your credit cards with the 1st chapter of my book: https://iwt.com/chapter1-youtube * Join my Money Coaching program for monthly help: https://iwt.com/moneycoaching-youtube 🤳 CONNECT WITH RAMIT SETHI * Instagram: https://www.instagram.com/ramit/ * X: https://twitter.com/ramit * LinkedIn: https://www.linkedin.com/in/ramitsethi/ ✅ SUBSCRIBE SO YOU DON’T MISS ANY EPISODES https://youtube.com/user/ramitsethi/featured/ — Can’t-miss moments 00:00:00 — 1: Opening 00:13:36 — 2: What's that look on Andrew's face? 00:14:19 — 3: Andrew reveals his confusing upbringing with money 00:21:10 — 4: "We had to go on food stamps when we had our baby" 00:23:15 — 5: Jennifer explains her "counting slices of bread" upbringing 00:31:47— 6: They reveal Jennifer's battle with leukemia 00:36:12 — 7: Ramit breaks down their numbers 00:38:42 — 8: $110 towards credit card debt but $600 towards GrubHub? 00:46:06 — 9: Jennifer finally gets clear about what she wants 00:49:33 — 10: Ramit just found them an extra $1000 per month 00:55:41 — 11: How do they feel about their net worth? 00:58:55 — 12: They're surprised to hear they make $91,000 a year 01:06:50 — 13: What money lessons are their kids picking up from them? 01:10:37 — 14: Ramit records a message for their 12 year old daughter 01:14:48 — 15: Where are they now? Jennifer and Andrew's follow-ups — If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here: https://forms.gle/pjYMaLeThJM3z9uN6 Produced by Crate Media.