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When Is Dipping into Your Savings Justified?

Smart Money Happy Hour 59,911 10 months ago
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💵 Create a free budget. Sign up for EveryDollar today! ⮕ https://ter.li/owvnye Stash, stash, spend! In this episode, Rachel and George are breaking down America’s current attitude about saving money. Plus, they’ll decide which popular explanations for dipping into savings are justified—and their answers might surprise you. Next Steps • 🔎 Get help from a financial advisor to avoid those sneaky loopholes that will leave you broke. ⮕ https://www.ramseysolutions.com/retirement/how-to-hire-a-financial-advisor • ➡️ Don't miss out on the tax deductions you qualify for—get help from a pro at: https://ter.li/r8fxgy • 📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. Today’s Happy Hour Special 🍸 Blackberry Paloma Mocktail Recipe: Moody Mixologist https://www.moodymixologist.com/blog/blackberry-paloma-mocktail Ingredients: • 4 fresh blackberries • 5 dashes smoked chili bitters • 1/2 ounce lime juice • 6 ounces grapefruit soda • 1 ounce butterfly pea tea (room temperature) • Ice Instructions: Prepare butterfly pea tea according to package instructions and let cool. Muddle three blackberries in the bottom of a glass. Add bitters and lime juice. Muddle again. Top with ice and grapefruit soda. Add butterfly pea tea and garnish with the remaining blackberry. Explore More Shows From Ramsey Network: 🎙️ The Ramsey Show ⮕ https://ter.li/dhaofd 💸 The Ramsey Show Highlights ⮕ https://ter.li/ls738t 🧠 The Dr. John Delony Show ⮕ https://ter.li/jy41yb 💰 George Kamel ⮕ https://ter.li/jxpkwe 💡 The Rachel Cruze Show ⮕ https://ter.li/zn5yjl 💼 The Ken Coleman Show - Highlights ⮕ https://ter.li/yhoefe 📈 EntreLeadership ⮕ https://ter.li/nmira1 Ramsey Solutions Privacy Policy https://www.ramseysolutions.com/company/policies/privacy-policy - Products: EveryDollar Premium Version Physical Gift Card: https://store.ramseysolutions.com/money/tools-and-apps/everydollar-premium-version-physical-gift-card/?utm_medium=product_shelf&utm_source=youtube Breaking Free From Broke: https://store.ramseysolutions.com/money/books/breaking-free-from-broke-by-george-kamel/?utm_medium=product_shelf&utm_source=youtube 2025 Ramsey Goal Planner: https://store.ramseysolutions.com/personal-growth/books/ramsey-goal-planner/?utm_medium=product_shelf&utm_source=youtube Know Yourself, Know Your Money Hardcover: https://store.ramseysolutions.com/money/books/know-yourself-know-your-money-by-rachel-cruze/?utm_source=youtube&utm_medium=product_shelf Questions for Humans: Friends https://store.ramseysolutions.com/personal-growth/conversation-cards/questions-for-humans-friends/?utm_source=youtube&utm_medium=product_shelf Questions for Humans: Couples: https://store.ramseysolutions.com/personal-growth/conversation-cards/questions-for-humans-couples/?utm_medium=product_shelf&utm_source=youtube The Total Money Makeover – Updated and Expanded Edition: https://store.ramseysolutions.com/money/books/the-total-money-makeover-by-dave-ramsey/?utm_medium=product_shelf&utm_source=youtube Baby Steps Millionaires: https://store.ramseysolutions.com/money/books/baby-steps-millionaires/?utm_medium=product_shelf&utm_source=youtube Get Clear Career Assessment: Find the Work You’re Wired to Do: https://store.ramseysolutions.com/business-and-career/books/get-clear-career-assessment-by-ken-coleman/?utm_medium=product_shelf&utm_source=youtube Building a Non-Anxious Life: https://store.ramseysolutions.com/personal-growth/books/building-a-non-anxious-life-by-dr-john-delony/?utm_medium=product_shelf&utm_source=youtube Financial Peace Kids: https://store.ramseysolutions.com/youth/children/financial-peace-kids/?utm_medium=product_shelf&utm_source=youtube

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