It's been four years since the Apple Card has been released and it has not only been the best credit card that I have ever used with its simple user interface and great instant reward system, but it also might be one of the best financial decisions I have ever made thanks to its new High Yield Savings account where you can earn 4.35% on your money every single year. It's why if you're trying to better your finances in 2024, you need an Apple Credit card.